Santa Barbara is made up of many diverse neighborhoods all with their own unique history and characteristics. Here are some highly ranked neighborhoods to check out during your home search. Mesa The Mesa area is located along the southwest border of the city and expands from the bluffs beyond the harbor to the top of…

If you are looking to have some extra cash in your pocket, you may want to consider refinancing! Refinancing can involve lowering your current interest rate, consolidating debts, or obtaining cash from your equity. Be taking these steps refinancing can potentially give you the following benefits: – Lower your monthly mortgage payment – Lower your…

Interest rates have dropped to the lowest levels in history, largely due to COVID-19 fears and impact on the economy. Because of this, many individuals have the opportunity to lower their rates and save a lot of money by refinancing. Often all fees are paid by the lender so there is no cost to you.…