Today’s adjustable rate mortgages are a lot different than they were in the past and they may now be the best choice for your purchase or refinance. Here are some reasons you may now want to consider an ARM.

– ARMs are smarter. Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate? Plus, more of your payment goes toward the principal, so you pay down your mortgage faster.
– There are several different types of ARMs, each with its own benefits. Let’s go over your options together
– ARMs can save you money. A lower rate can mean a lower payment, which can mean more cash in your pocket each month.
– ARMs are safer. ARMs no longer feature pre-payment penalties, so you can easily refinance. And you’ll never have to worry about a big balloon payment.

Reach me through my website to find out more about how an ARM could benefit you today!